ISO Partner — Meddi Piya

Business Funding
Up to $1,000,000
in 1–2 Days

Unsecured working capital for small business owners — fast approvals, soft credit pull only, same-day funding available. Serving all 50 states.

40,000+
Businesses Funded
~$8B
Total Capital Funded
Since 2012
Funding Small Business
Ready to get funded? Simple one-page application.
Start Application →

Do You Qualify? Here's What We Look For

Our underwriting is based on your business cash flow — not just your credit score. Here are the key criteria at a glance.

Minimum FICO
500+
Soft pull only — no credit impact
Monthly Revenue
$4K–$6K+
4–6 income deposits/month
Funding Range
$2,600–$1M
Based on your cash flow
UW Turnaround
24–48 hrs
Same-day funding after closing
Maximum 7 negative days in bank statements
At least 67% ownership required to apply
Tax liens over $50K must be in a payment plan

Industries We Serve

We fund businesses across hundreds of industries in all 50 states — including those turned down by traditional banks.

Restaurants & Bars
Fast capital to keep your kitchen running and doors open.
Liquor Stores
Inventory, expansion, or renovations — funded in days.
Small Businesses
Any small business in any industry across all 50 states.
Bank Turndowns
Turned down by your bank? We can still get you funded.
Medical / Healthcare
Fast working capital for practices and healthcare providers.
Trade Contractors
Fund your next project without waiting on slow approvals.
Retail
Stock up, expand, or weather slow seasons with ease.
Hospitality
Hotels, motels, and spas — funded fast.

How It Works

Six simple steps from application to funded.

📋
1

Submit Application

Complete the one-page application and provide 6 months of business bank statements. That's all you need to start.

🔍
2

Underwriting (24–48 hrs)

Our underwriting team reviews your file. Standard turnaround is 24 to 48 hours. Complex files may take longer.

📨
3

Receive Your Offer

Once approved, you receive one or more funding offers based on your revenue and business profile. No obligation to accept.

✍️
4

Sign Contract

Accept an offer and sign via DocuSign. Provide your voided check and driver's license at this stage.

🔒
5

Closing

Lease verification, merchant interview, and bank verification are completed. Additional documents may be needed for larger amounts.

💰
6

Funds Disbursed

Money is deposited directly into your business bank account. You receive a confirmation email from underwriting once funded.

Documents Required at Each Stage
At Submission
  • One-page application
  • 6 months business bank statements
At Contract Stage
  • Voided check (business account)
  • Driver's license (all owners on app)
At Closing
  • Lease agreement / landlord verification
  • Merchant interview & bank verification

Who Qualifies

500+ FICO Score
Low credit scores are accepted — credit is just one factor.
Bankruptcies OK
Prior or current bankruptcies do not disqualify you.
Tax Liens OK
Liens over $50K must be in a payment plan; others considered.
Bank Turndowns OK
Already rejected by a bank? Apply here — we evaluate cash flow.

Use Your Funding For

Use your working capital for anything your business needs — no restrictions on use of funds.

Anything You Want
Expansion
Marketing
Business Capital
Inventory
Equipment
Renovations
Emergencies

Unsecured Working Capital

Within 1–2 Days, Up to $1 Million — For Your Industry

🍽️
For Restaurants & Bars
Within 1–2 Days, Up to $1 Million
6 Months Bank Statements + One-Page Application
🍷
For Liquor Stores
Within 1–2 Days, Up to $1 Million
6 Months Bank Statements + One-Page Application
🏪
For Small Businesses
Within 1–2 Days, Up to $1 Million
6 Months Bank Statements + One-Page Application
🏦
For Bank Turndowns
Within 1–2 Days, Up to $1 Million
6 Months Bank Statements + One-Page Application
🏥
For Medical / Healthcare
Within 1–2 Days, Up to $1 Million
6 Months Bank Statements + One-Page Application
🔧
For Trade Contractors
Within 1–2 Days, Up to $1 Million
6 Months Bank Statements + One-Page Application
Money / Loan Uses
Anything You Want
Expansion
Marketing
Business Capital
Who Qualifies
500 FICO
BK's OK
Tax Liens OK
Bank Turndowns
Contact Meddi Piya
(210) 792-0343
Independent ISO Partner — Mom & Pop Business Funding
5.0 · 1,073 Reviews

What Business Owners Say

Trusted by over 40,000 small businesses across all 50 states.

"Very straight forward process! It couldn't get any easier! Only place I'll fund with."

— Kabian Evans

"What a pleasure working with Jeremy. Bank was taking forever and Jeremy got me the money in 1 day that I needed for my business!"

— Jeremy Williams

"The process was excellent. Clear, straightforward and easy to follow with real strategies that work. I walked away with a clear game plan I can use right away."

— Shawn

"Training was very informative, and I found my new career! Already started."

— Martha Comer

"Phenomenal company!!!"

— John Mayberry

"Great experience — upfront, transparent and generous spirit. I look forward to seeing the results!"

— Monica Felan

Apply for Business Funding

Fill out the form below and Meddi Piya will contact you within 24 hours.

By submitting, you agree to be contacted by Meddi Piya regarding your funding request. No obligation.

Questions before applying?
Call or text Meddi Piya directly — no obligation, honest answers.
(210) 792-0343